How To Accept Credit Cards as a Small Business


If you are looking for a convenient way to accept credit cards, there are several options on the market to suit the unique needs of your small business. Whether you operate an e-commerce website, physical retail store or offer on-location services to your clients, technology has made it possible to accept credit card payments wherever your customers are.

Ready to find out how to accept credit cards and offer a wider range of payment options to your customers? Here is a look at some of the options that might suit your small business:

Traditional Point-of-Sale Terminals

Most business owners are familiar with both the wired and wireless versions of these payment terminals. They include everything your business needs to begin accepting credit cards of all types, including Visa, MasterCard, American Express and Discover, as well as Interac. No cash register or POS system is required to accept payments using these devices, which act as a terminal, customer pin pad and receipt printer all in one.

These POS terminals offer a range of options to meet your needs. Choose from wired or wireless terminals, Bluetooth or 3G connectivity, white or full-colour LCD screens and more.

Mobile Credit Card Processing

Wondering how to accept credit cards while on the road or on-location? Most small businesses choose one of two options. First, you may choose to purchase a long-range wireless payment terminal with built-in SIM card that offers connectivity over a 3G network, allowing you to accept payments while on the go. This option offers the convenience and familiarity of a traditional POS terminal and allows you to accept credit cards nearly anywhere in Canada.

A second option, which is incredibly affordable for mobile small businesses, is a smartphone credit card reader. A small device, like the MagTek aDynamo Universal Card-Reader lets you swipe credit cards and capture transaction data via an Android smartphone, iPhone or iPad. When combined with a powerful and secure payment app, you can begin to start accepting credit card payments without the need for a large up-front investment in equipment.

Web-Based Payment Processing

For small businesses that sell online, a secure and reliable credit card processing system is of the utmost importance. Today’s savvy online shoppers want to know that their credit card information is being kept secure and is protected from potential data breaches.

Choosing a virtual payment solution that integrates into your online shopping cart will allow for credit card payments to be processed in real-time on your e-commerce website. A virtual payment terminal offers a host of additional features, including the ability to store customers’ card numbers securely, recurring billing options, printed or emailed receipts, hosted payment pages, daily bank deposits and much more.

Still not sure how to accept credit card payments or need help choosing the right options for your small business? Contact Swift Payments today. Our team is here to help you determine which payment processing solution is the right fit. Call us at 1-855-625-2791



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