Archive for September 2016

5 Reasons to Upgrade Your Payment Processing System

It seems that everywhere you look these days, new forms of payment processing are emerging. From paying via your smartphone to contactless payments, biometric technologies and digital wallets, there are countless ways for customers to pay. Are you keeping up? Read more

Protecting Against Chip Card Fraud

chip-card-fraud

Recently introduced, EMV or chip and PIN cards are intended to be a solution to the prevalent problem of credit and debit card fraud. These chip cards use EMV technology, named after Europay/MasterCard/Visa, the three companies that outlined the standards for these new cards. The advantage? Each time that the chip card is activated during a transaction, a new unique code is created to confirm the purchase and transmit the cardholder’s information to the retailer. This is a huge difference from swipe credit and debit cards, which use the exact same transaction code each and every time they are used. When the same code is used each time, it’s much easier for criminals to skim the code and use it in future fraudulent purchases. Read more

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